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The federal government has finalized a significant new reporting rule that will impact certain residential real estate transactions beginning in 2026. For short, we are going to refer to this as the FinCEN Real Estate Reporting Rule 2026. As a Maui-born real estate advisor licensed since 2006 — and someone who works extensively with cash buyers, LLC purchases, second-home investors, and 1031 exchange clients — I believe it’s critical to stay ahead of regulatory shifts rather than react to them. This post explains: What the new rule is Who it affects What it does not change And what my role is — and isn’t — in the process
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